Bank of India (BOI), one of India’s leading Public Sector Banks headquartered in Mumbai, has officially released the Bank of India Credit Officer Recruitment 2026 notification. The recruitment drive aims to fill 514 Credit Officer vacancies under the General Banking Officer (GBO) stream across multiple scales.
This is an excellent opportunity for experienced finance professionals holding qualifications such as CA, ICWA, CFA, or MBA/PGDBM (Finance/Banking) with relevant post-qualification experience.
Bank of India Credit Officer Recruitment 2026
The online application process starts on 20 December 2025 and ends on 05 January 2026. Interested candidates must carefully read the official notification to confirm eligibility before applying.
Related Article: Bank of India Apprentice Recruitment 2026
Bank of India Credit Officer Recruitment 2026 – Overview
| Particulars | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (GBO Stream) |
| Total Vacancies | 514 |
| Pay Scale | MMGS-II to SMGS-IV |
| Age Limit | 25 to 40 years (Scale-wise) |
| Qualification | CA / ICWA / CFA / MBA / PGDBM + Experience |
| Selection Process | Online Test & Interview |
| Job Location | Across India |
| Last Date to Apply | 05 January 2026 |
BOI Credit Officer 2026 Vacancy Details
| Post / Scale | Vacancies | Age Limit (as on 01.01.2025) | Pay Scale |
|---|---|---|---|
| Credit Officer – SMGS-IV | 17 | 30–40 years | ₹1,02,300 – ₹1,20,940 |
| Credit Officer – MMGS-III | 25 | 28–38 years | ₹85,920 – ₹1,05,280 |
| Credit Officer – MMGS-II | 418 | 25–35 years | ₹64,820 – ₹93,960 |
| Total | 514 | — | — |
Age Relaxation
- SC/ST: 05 years
- OBC (NCL): 03 years
- PwBD: 10 years
- Ex-Servicemen: 05 years
BOI Credit Officer 2026 Eligibility Criteria
Educational Qualification
- Graduation in any discipline with minimum 60% marks (55% for SC/ST/OBC/PwBD).
- Professional Qualification (any one required):
- CA / ICWA / CFA
- OR MBA / PGDBM / Two-year full-time PG degree in Banking, Finance, Credit, or related fields.
Post-Qualification Experience
- MMGS-II: Minimum 03 years
- MMGS-III: Minimum 05 years
- SMGS-IV: Minimum 08 years
Relevant Date for Age, Qualification & Experience: 01 November 2025
BOI Credit Officer 2026 Selection Process
The selection process consists of two stages:
- Online Written Examination
- Personal Interview
BOI Credit Officer 2026 Exam Pattern
| Test Name | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | |
| Reasoning | 25 | 25 | |
| Quantitative Aptitude | 25 | 25 | |
| Professional Knowledge | 75 | 75 | |
| Total | 150 | 150 | 120 Minutes |
BOI Credit Officer 2026 Application Fee
| Category | Fee |
|---|---|
| SC/ST/PwBD | ₹175/- (Intimation Charges only) |
| General & Others | ₹850/- (Application + Intimation Fee) |
Payment Mode: Online only
BOI Credit Officer 2026 Important Dates
| Event | Date |
|---|---|
| Start of Online Registration | 20 December 2025 |
| Last Date to Apply & Pay Fee | 05 January 2026 |
BOI Credit Officer 2026 Important Links
Detailed Notification: Notification PDF
- Eligibility Details: Eligibility PDF
- Apply Online: Official BOI Website (Active from 20.12.2025)
- Job Alerts: WhatsApp | Telegram | Instagram Channels
How to Apply for BOI Credit Officer Recruitment 2026
Applications must be submitted online only through the official Bank of India careers portal.
Step-by-Step Application Process
- Visit the BOI Careers website from 20 December 2025.
- Complete the online registration and fill in personal, educational, and experience details.
- Upload scanned copies of:
- Photograph
- Signature
- Left thumb impression
- Handwritten declaration
- Relevant experience certificates
- Pay the application fee online.
- Submit the form before 05 January 2026 and download a copy for future reference.
Official Notification: Download PDF
Official Website: CLICK HERE
Apply Online: CLICK HERE
Bank of India Credit Officer 2026 – FAQs
What is the application period?
The application period for Bank of India Credit Officer 2026 is from 20 December 2025 to 05 January 2026.
What qualifications are required for BOI Credit Officer Recruitment 2026?
Graduation (minimum 60%) along with CA / ICWA / CFA or MBA/PGDBM in Finance/Banking, plus relevant experience.
What is the application fee Bank of India credit officer recruitment 2026?
₹850 for General/Others and ₹175 for SC/ST/PwBD candidates.